Errors and Omissions Insurance: What Is Covered?
Posted: August 19, 2023
Errors and omissions (E&O) insurance is a type of professional liability insurance. It is designed to protect professionals, including companies and workers, against claims of negligent actions or inadequate work brought by clients. Companies that provide services to customers for fees often purchase E&O insurance. What Does Errors and Omissions Insurance Cover? Generally, E&O insurance covers actions of professionals providing a service, including: Errors, mistakes,...
Writing Your Will: Common Questions and Simple Tips
Posted: August 17, 2023
Have you thought about your final wishes in life?We know it’s not a particularly fun topic to discuss. But the truth is, writing a will is an important step to help your loved ones in the event of your passing. (So is choosing the right life insurance.)If you’re one of the 60% of Americans without a will or if you just haven’t updated yours in...
Should I Purchase Flood Insurance If I’m Not in a Flood Zone?
Posted: August 16, 2023
Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...
35 Screen-Free Activities Your Family Can Enjoy This Summer
Posted: August 15, 2023
Ah, Summer! As a kid, few times of the year bring more joy. But for parents, all that unstructured free time can bring its own share of struggles. When you were growing up, summer probably meant spending more time outdoors than inside. It meant swimming, bike rides and games of pickup basketball. Today, however, many children are content to replace those activities with television, video...
10 Easy Dorm Room Hacks
Posted: August 14, 2023
It’s college move-in time. For many, this is the first time students will be living away from home and moving into a smaller space. It might even be the first time sharing a room—and a bathroom—with someone. With a roommate and limited space, if you’re a soon-to-be college student, you might be in for a wake-up call.A college dorm room isn’t just a bedroom anymore...